Welcome!
If you are a first time visitor, navigation is easy! You'll find key links at the top of each page and a menu of keys cascading down the left side. The tabs on the left will open pages of information as well as lead to additional tabs for more detailed information. For example: The "First Time Buyer" tab- opens to tabs associated specifically to 1st time home buyers. The embedded out line tabs offer you these additional choices;
The "Nine steps to Home Ownership" is an interesting video for 1st time buyers.
More and more people are taking advantage of today's low rates and this Buyer's Market to buy their first home, or their dream home. If you are buying your first home click here for information about the $8,000 Federal Tax Credit.
Before you even start home shopping, get pre qualified. Three reasons why:
- You'll have the clout of a cash buyer. click here
- You'll know how much you can afford.
- You'll be well on your way to the mortgage program that's right for you.
- Stress-less closings.
Browse this site to learn about today's best programs. Click here to see what you'll need to apply.
Click below to see what business associates and customers say about me.
With the power of VITEK Mortgage Group - the 7th largest Sacramento Mortgage Banking company, loan closing is a smooth process!
Thank you again for visiting. Be sure to 
book mark this page and come back often.
