Welcome to my website.

If you are a first time visitor, you'll find key links at the top of each page and a menu of keys cascading down the left side.  The tabs on the left will open pages of information as well as lead to additional tabs for more detailed information.  For example:  The "9 steps to home ownership" tab- opens to a brief video. The embedded out line tabs offer you these additional choices;

  • * Rent vs Buy Calculator
  • * Mortgage Tax Saving Calculator
  • * Maximum Mtg Calculator
  • * Buyer Don'ts
  • * Required Income Calculator
  • * Mortgage Qualifier Calculator

 

More and more people are taking advantage of today's low rates and this Buyer's Market to buy their first home, or their dream home. If you are buying your first home click here for information about the $8,000 Federal Tax Credit.  Before you even start home shopping, get pre qualified. Three reasons why:

  • You'll have the clout of a cash buyer.           click here
  • You'll know how much you can afford.
  • You'll be well on your way to the mortgage program that's right for you.
  • Stress-less closings.

Browse this site to learn about today's rates and programs. Click here to see what you'll need to apply.

Click below to see what business associates and customers say about me.  Click here for a short video about VITEK.

 

Thank you again for visiting.  Be sure to book mark this page and come back often.

***- Thanks for visiting...Ingrid 


 




Today's Rates:

Mtg Loan    Rate  APR
30-yr Fixed5.42%5.6%
15-yr Fixed4.87%5.13%
1-yr Adj4.93%6.12%
* national averages





:
 
Economic Report: Consumer prices rise 0.7% in June, gasoline gains
7/15/2009 7:37 AM
WASHINGTON (MarketWatch) -- U.S. consumer prices rose a seasonally adjusted 0.7% in June, matching analysts' expectations, as gasoline prices jumped higher, the Labor Department reported Wednesday.

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Before the Bell: Intel, Gannett, CPI and Empire State in focus
7/15/2009 7:37 AM
Intel’s upbeat outlook and stronger-than-forecast second-quarter figures set the stage for early gains on Wall Street.

...Read More

 
Earnings Watch: Updates, advisories and surprises
7/15/2009 7:31 AM
A roundup of the latest corporate earnings reports and what companies are saying about future quarters.

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Futures Movers: Oil rises as API reports fall in crude supplies
7/15/2009 7:30 AM
Oil futures surge above $60 a barrel after the American Petroleum Institute reports a decline in crude supplies and better-than-expected results from Intel boost sentiment on Wall Street.

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Intel rallies on results, upbeat outlook
7/15/2009 6:48 AM
Shares of Intel rally alead of Wednesday's opening bell, playing off results that showed the world’s largest semiconductor company reporting a strong second quarter on an adjusted basis as well as a forecast for better-than-forecast revenue in the third quarter.

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Movers & Shakers: Wednesday's biggest gaining and declining stocks
7/15/2009 6:48 AM
Stocks expected to move significantly in Wednesday's trading include ASML, BT, Intel, Janus, Wolverine World Wide and Yum Brands.

...Read More

 
Currencies: Dollar slips as earnings fuel optimism
7/15/2009 6:41 AM
The dollar on Wednesday edges up against the yen in Asian trading but is mostly lower against other major currencies as rises in Asian stock markets whet investors’ risk appetite.

...Read More

 
London Markets: Metal extractors help British stocks advance
7/15/2009 6:37 AM
Miners advance in London, with Rio Tinto stating that it expects higher steel demand from China to continue, as financials also contribute to Wednesday's gains.

...Read More

 
Indications: Intel report drives U.S. stock futures higher
7/15/2009 6:32 AM
An upbeat report out of Intel carries U.S. stock futures higher on Wednesday as traders snap up technology issues across the globe.

...Read More

 
Refinance applications up 17.7% last week: MBA
7/15/2009 6:00 AM
With interest rates declining, there was a 4.3% increase in the pace of applications filed for mortgages in the week ended July 10 as homeowners stepped forward to refinance their home loans, Mortgage Bankers Association data show.

...Read More






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